Measure the exposure
Your operations, contracts and obligations set out as a priced list of insurable risks, and the gaps between them.
ExplorePikaGuard measures what each risk costs you, then structures, places and manages the cover around it. Every figure traces back to something observed.
The PikaGuard approach
One process, three steps: measure the exposures that matter, build the programme around them, and re-price it as the business changes.
How PikaGuard works →How the work runs
Your operations, contracts and obligations set out as a priced list of insurable risks, and the gaps between them.
Explore ↗Limits, policies and terms set against your measured risks rather than against a class average.
Explore ↗New contracts, markets, sites and headcount move the exposure. Cover is updated when they do, not at renewal.
Explore ↗Qué incluye
Cover is only useful when you can see the reasoning behind it. We show the structure, the figures under it, and the next decision.
Meet your advisor →Specialist review
Priced off your operations, not your sectorCoordinated placement
One view across the whole programmeContinuous record
Decisions carried forward, not restartedCover by stage
Next step
Medimos lo que le cuesta su riesgo y, después, reducimos a la vez el riesgo y la prima.
$184,779,704*
26 años*
-21,6 %*
-37,3 %*
*Q3 2026 figures.
Datos a 3 de noviembre de 2026 · *3T 2026
Get a quote
“I went through the application in five minutes. The team had everything packaged up for me.” “I went through the application in five minutes. The team had everything packaged up for me.”
Desde empresas gestionadas por su propietario hasta grupos multinacionales, con precios basados en sus propias cifras.
Certificate of Insurance

Please provide financial details about your company.
Drop the files here
Max 3 files, up to 50MB each

Management accounts 2026.pdf
Para quienes conocen bien la empresa y no necesitan asesoramiento para hacer la solicitud.
Dirigido a:
Pymes y directivos. Si tiene alguna pregunta, consúltenos.
Le explicamos paso a paso la situación actual de su empresa en materia de riesgos y seguros, para que pueda saber que toma la decisión correcta.
Dirigido a:
Clientes que desean acompañamiento o cuya situación es más compleja.
Para quienes conocen bien la empresa y no necesitan asesoramiento para hacer la solicitud.
Dirigido a:
Pymes y directivos. Si tiene alguna pregunta, consúltenos.
Le explicamos paso a paso la situación actual de su empresa en materia de riesgos y seguros, para que pueda saber que toma la decisión correcta.
Dirigido a:
Clientes que desean acompañamiento o cuya situación es más compleja.
Please provide financial details about your company.
Drop the files here
Max 3 files, up to 50MB each
Management accounts 2026.pdf
Please provide financial details about your company.
Drop the files here
Max 3 files, up to 50MB each
An estimate is fine
Para quienes conocen bien la empresa y no necesitan asesoramiento para hacer la solicitud.
Dirigido a:
Pymes y directivos. Si tiene alguna pregunta, consúltenos.
Le explicamos paso a paso la situación actual de su empresa en materia de riesgos y seguros, para que pueda saber que toma la decisión correcta.
Dirigido a:
Clientes que desean acompañamiento o cuya situación es más compleja.
“Working with some of the biggest companies in the world, they want us to have a lot of coverage because the risk is large. Pika takes care of everything, we don't have to go through the hassle of a new process every time a customer needs something new.”
“Getting insurance for our office spaces before used to mean days of emails, calls, and waiting on quotes. Pika got us a quote and certificate so fast I actually double-checked it was real.”
“Being protected by Pika enables us to focus on the business itself & helps us drive value for our customers like Coinbase, SoFi, and more”
“The Pika team, in a matter of minutes, took care of all the insurance requirements I needed in order to land our first 7-figure enterprise contract”
“Was procrastinating on getting insurance because of how tedious it seemed. Who knew you could get your business insured in 10 minutes.”
“We have hardware deployed all over the world and unique operational risks. Most brokers didn't really know what we were doing, but with Pika, I was able to walk them through our business and get something tailored to exactly what we need. I finally feel like we're in a really good spot.”
“The minute I hit submit, documents come back to me, a Slack channel gets created, and the founding team messages me. It's beautiful. I went through the application in five minutes and instead of searching an ocean of policies, the team had everything packaged up for me.”
“Pika took the guesswork out of buying insurance. Between a smooth, modern quoting experience and immediate access to the team, they let me get back to preparing for our launch.”
“We needed insurance to close a large customer contract. Pika delivered a quote fast, with zero back-and-forth. We got our certificate of insurance the same day and kept the deal moving.”
“These guys are the best. Josh and Rhocar onboarded us in their office, and it was the fastest we've ever gotten insured. Bullish”
“Kudos to the team for building that from the ground up - it's been very exciting to learn about y'all recently given the press. I look forward to tracking Pika's growth story.”
“Working with some of the biggest companies in the world, they want us to have a lot of coverage because the risk is large. Pika takes care of everything, we don't have to go through the hassle of a new process every time a customer needs something new.”
“Getting insurance for our office spaces before used to mean days of emails, calls, and waiting on quotes. Pika got us a quote and certificate so fast I actually double-checked it was real.”
“Being protected by Pika enables us to focus on the business itself & helps us drive value for our customers like Coinbase, SoFi, and more”
“The Pika team, in a matter of minutes, took care of all the insurance requirements I needed in order to land our first 7-figure enterprise contract”
“Was procrastinating on getting insurance because of how tedious it seemed. Who knew you could get your business insured in 10 minutes.”
“We have hardware deployed all over the world and unique operational risks. Most brokers didn't really know what we were doing, but with Pika, I was able to walk them through our business and get something tailored to exactly what we need. I finally feel like we're in a really good spot.”
“The minute I hit submit, documents come back to me, a Slack channel gets created, and the founding team messages me. It's beautiful. I went through the application in five minutes and instead of searching an ocean of policies, the team had everything packaged up for me.”
“Pika took the guesswork out of buying insurance. Between a smooth, modern quoting experience and immediate access to the team, they let me get back to preparing for our launch.”
“We needed insurance to close a large customer contract. Pika delivered a quote fast, with zero back-and-forth. We got our certificate of insurance the same day and kept the deal moving.”
“These guys are the best. Josh and Rhocar onboarded us in their office, and it was the fastest we've ever gotten insured. Bullish”
“Kudos to the team for building that from the ground up - it's been very exciting to learn about y'all recently given the press. I look forward to tracking Pika's growth story.”
Cover what you carry now, not what you might carry later. Add modules as the business grows.
Protects your business against third-party claims for bodily injury, property damage, and personal or advertising injury arising from your operations.
Protects against losses and claims resulting from data breaches, cyberattacks, and network security failures.
Covers claims alleging your technology products or services failed to perform as intended, causing financial harm to a client.
Covers claims made against company leaders for alleged wrongful acts in managing the business.
Protects against claims alleging wrongful termination, discrimination, harassment, or other employment-related issues.
Protects your company and plan fiduciaries against claims alleging mismanagement of employee benefit plans, including retirement and health plans.
Protects against claims arising from your published or distributed content, including allegations of defamation, copyright infringement, or invasion of privacy.
Provides liability coverage when employees use rented or personal vehicles for company business.
Provides excess liability limits above underlying policies such as general liability, auto liability, and employers liability.
Provides benefits to employees for work-related injuries or illnesses, including medical expenses, lost wages, and rehabilitation costs.
Covers claims arising from design, construction management, or other professional services performed by contractors.
Combines general liability and commercial property coverage into a single policy designed for small and growing businesses.
Protects real estate professionals against claims alleging errors, omissions, or negligence in brokerage or advisory services.
Covers claims alleging negligence or failure to perform professional legal services.
Broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services.
Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services.
Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.
Protects nonprofit organizations and their leadership against claims alleging wrongful acts in governance, management decisions, or fiduciary oversight.
Provides financial protection and crisis response support in the event of kidnapping, extortion, wrongful detention, or related security threats.
Protects businesses against financial losses caused by theft, fraud, forgery, employee dishonesty, and funds transfer or computer fraud.
Can’t find an answer to your question? Get in touch
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