Tarificar las empresas que usted ya atiende. The engine is ours.
Trabajamos con organizaciones que ya se dirigen a un colectivo de empresas, y tarificamos a sus clientes con nuestros propios modelos. La relación, el proceso y el cliente siguen siendo suyos.
The software is built. What it needs is a book to be applied to.
PikaGuard does not build distribution and has no intention of doing so. Our work is the pricing engine: each business parameterised in detail, modelled against real loss experience, and returned as a number that can be defended line by line. That engine is worth most in the hands of an organisation that already holds the clients: a broker with a book, an adviser with a portfolio, a platform or association with a membership. We supply the analytics; the network stays yours.
Brokers & advisers
If you already service a book of commercial clients, PikaGuard runs underneath it. Every account is parameterised in detail, covering exposures, controls and loss history at the grain that matters, and comes back as a submission that argues for itself.
We are not a broker and we do not want to become one. We have no appetite for the placing, the market relationships or the servicing. That is your business, and we would be worse at it. A submission an underwriter can price on evidence rather than on a class average tends to come back with better terms, and the client credits the broker who brought it.
If a client is happy with you, we will never suggest they leave. We are paid on the analysis, not on where the risk is placed, so we have nothing to gain from unseating anyone.
Platforms, associations & portfolios
The same engine applies wherever one organisation stands in front of many businesses: an accountancy or advisory practice, a trade association, an investor with a portfolio, a software platform serving a single industry.
We deploy across the membership rather than one account at a time: a common view of exposure over the whole network, each business benchmarked against its peers, and a priced position for every member who wants one. It can be delivered under your name or ours, whichever suits the relationship.
There is no integration to build before you find out whether it is worth doing. A list of the businesses you serve and one conversation is enough to establish what the model has to say about them.
Underwriters & insurers
We are an analytics firm, not a competitor. We carry no risk, hold no paper and write no business, so there is no conflict in working with us.
Two things usually make it worthwhile. Risks arrive better documented than the market standard, which means less loading for the unknown and fewer surprises in the book. And where you contribute asset or claims data, we pay for it whenever it is used in a convergence. Your data earns its keep instead of sitting in a warehouse.
Everything is co-validated against independent sources before it reaches a client, and contributed data is used to build the model, never resold.
When the network is personal rather than institutional.
Not every network sits inside a firm. A good deal of this work arrives through individuals the businesses already trust: advisers, consultants, former brokers and operators who know a sector properly. If that is you, we partner on the deal rather than paying a finder’s fee and moving on.
You take a share of the fee on every client you bring in, for as long as they stay. Introduce someone who goes on to open up a network of their own, and you take a share of theirs too. We would rather the people who built the relationship kept benefiting from it.
Cuatro pasos desde la primera conversación hasta una red tarificada.
No hay nada que instalar ni migración de datos que soportar. La mayoría de los colaboradores están operativos en los quince días siguientes a la primera llamada, y el trabajo que le corresponde a usted se limita a una conversación y un enlace.
Díganos a quién se dirige
Una conversación sobre las empresas a las que atiende: el sector, el tamaño, cómo compran y qué se les suele vender. Eso define la forma de la colaboración: cuál es la oferta, cómo se hace el reparto económico y en qué medida lleva su nombre en lugar del nuestro.
Se publica su página de colaborador
Le creamos una página propia: su marca, las condiciones acordadas y una única dirección a la que dirigir a sus contactos. Nada que integrar y nada que su equipo deba aprender: basta un enlace, que funciona en un correo electrónico, un boletín, un portal para miembros o un pie de página.
Su red queda tarificada
Las empresas que siguen el enlace se parametrizan correctamente, en lugar de quedar incluidas en una media de su categoría, y las condiciones de la colaboración ya están aplicadas cuando ven una cifra. Nosotros nos ocupamos de la modelización y de la documentación posterior; la relación sigue siendo suya en todo momento.
La línea sigue abierta
Cada colaborador mantiene un canal permanente con nosotros: un contacto asignado, un hilo compartido para consultas y un informe periódico sobre la red, con qué empresas se han tarificado, qué se renueva y hacia dónde se desplaza la exposición. Así el acuerdo sigue mereciendo la pena después de la primera cohorte.
Contacte con nosotros.
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